I remember last 4 months i save nothing, 5th month abit ..

was thinking to save up 2.4k a year it seems like not a possibility. During February, i learn up a financial budgeting tool. To budget before you spend your money and budget to save.. i find it quite useful.. N at the same time i just realize i don have much luxury to spend too, therefore i work it very hard last month. Even though i spend lessor on myself but i still practising on giving, i bless others more. N i hold on giving a little more than 10% tithes EVERYMONTH since i start working till now.

N i see God is providing, ang pau money and saving.. FEbruary i save about RM800 in total =) thats great. i know RM800 is not much to some of you or even not useful, but for me is really a good start ..